Actually transferring the ownership of a piece of property requires a surprising amount of research and paperwork to be done in advance of the closing date.

A title search is an exhaustive examination of a property's history, tracing back to its origin. At the time of each change of ownership, the title and deed are updated to reflect its new status. Curiously, small errors are often uncovered during these examinations, sometimes from many years ago, that can call into question the legitimacy of the current ownership.

Most times, these errors do not end up being material, but it is imperative that they be corrected, so that the property can be presented with 'clear title' at the time of closing. To safeguard against any possible oversights, mortgage companies routinely have the new owner purchase title insurance, which protects the mortgage company's interest in the property in the case of a future claim. A similar policy is also available for the new owner, covering their interest.

We also provide escrow and closing services, to manage the logistical processes of lender requirements notification, closing document preparation, and execution of the legal transfer of title. Though not typical of the service offering of most real estate companies, these services demonstrate the desire we have to furnish our clientele with everything necessary to buy or sell their property.

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